{"id":44,"date":"2026-04-02T12:18:36","date_gmt":"2026-04-02T12:18:36","guid":{"rendered":"https:\/\/yugeshdwivedi.com\/blog\/?p=44"},"modified":"2026-04-02T12:19:51","modified_gmt":"2026-04-02T12:19:51","slug":"epfo-%e0%a4%95%e0%a5%8d%e0%a4%af%e0%a4%be-%e0%a4%b9%e0%a5%88-%e0%a4%b8%e0%a4%ae%e0%a4%9d%e0%a5%87%e0%a4%82-%e0%a4%86%e0%a4%b8%e0%a4%be%e0%a4%a8-%e0%a4%ad%e0%a4%be%e0%a4%b7%e0%a4%be-%e0%a4%ae%e0%a5%87","status":"publish","type":"post","link":"https:\/\/yugeshdwivedi.com\/blog\/epfo-%e0%a4%95%e0%a5%8d%e0%a4%af%e0%a4%be-%e0%a4%b9%e0%a5%88-%e0%a4%b8%e0%a4%ae%e0%a4%9d%e0%a5%87%e0%a4%82-%e0%a4%86%e0%a4%b8%e0%a4%be%e0%a4%a8-%e0%a4%ad%e0%a4%be%e0%a4%b7%e0%a4%be-%e0%a4%ae%e0%a5%87\/","title":{"rendered":"EPFO \u0915\u094d\u092f\u093e \u0939\u0948? \u0938\u092e\u091d\u0947\u0902 \u0906\u0938\u093e\u0928 \u092d\u093e\u0937\u093e \u092e\u0947\u0902 \u0964"},"content":{"rendered":"<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-medium wp-image-45\" src=\"https:\/\/yugeshdwivedi.com\/blog\/wp-content\/uploads\/2026\/04\/WhatsApp-Image-2026-04-02-at-12.51.54-300x200.jpeg\" alt=\"\" width=\"300\" height=\"200\" srcset=\"https:\/\/yugeshdwivedi.com\/blog\/wp-content\/uploads\/2026\/04\/WhatsApp-Image-2026-04-02-at-12.51.54-300x200.jpeg 300w, https:\/\/yugeshdwivedi.com\/blog\/wp-content\/uploads\/2026\/04\/WhatsApp-Image-2026-04-02-at-12.51.54-1024x683.jpeg 1024w, https:\/\/yugeshdwivedi.com\/blog\/wp-content\/uploads\/2026\/04\/WhatsApp-Image-2026-04-02-at-12.51.54-768x512.jpeg 768w, https:\/\/yugeshdwivedi.com\/blog\/wp-content\/uploads\/2026\/04\/WhatsApp-Image-2026-04-02-at-12.51.54.jpeg 1536w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/><\/p>\n<p>&nbsp;<\/p>\n<p>EPFO \u0915\u093e \u092a\u0942\u0930\u093e \u0928\u093e\u092e Employees\u2019 Provident Fund Organisation \u0939\u094b\u0924\u093e \u0939\u0948\u0964 \u092f\u0939 \u092d\u093e\u0930\u0924 \u0938\u0930\u0915\u093e\u0930 \u0915\u0940 \u090f\u0915 \u0938\u0902\u0938\u094d\u0925\u093e \u0939\u0948, \u091c\u094b \u0915\u0930\u094d\u092e\u091a\u093e\u0930\u093f\u092f\u094b\u0902 \u0915\u0940 \u092c\u091a\u0924 \u0914\u0930 \u0930\u093f\u091f\u093e\u092f\u0930\u092e\u0947\u0902\u091f \u092b\u0902\u0921 \u0915\u094b \u0938\u0902\u092d\u093e\u0932\u0924\u0940 \u0939\u0948\u0964<br \/>\n<strong>\u0906\u0938\u093e\u0928 \u092d\u093e\u0937\u093e \u092e\u0947\u0902 \u0938\u092e\u091d\u0947\u0902:<\/strong> EPFO \u090f\u0915 \u0910\u0938\u093e \u0938\u093f\u0938\u094d\u091f\u092e \u0939\u0948 \u091c\u0939\u093e\u0901 \u0928\u094c\u0915\u0930\u0940 \u0915\u0930\u0928\u0947 \u0935\u093e\u0932\u0947 \u0932\u094b\u0917\u094b\u0902 \u0915\u0940 \u0938\u0948\u0932\u0930\u0940 \u0915\u093e \u0915\u0941\u091b \u0939\u093f\u0938\u094d\u0938\u093e \u0939\u0930 \u092e\u0939\u0940\u0928\u0947 \u091c\u092e\u093e \u0939\u094b\u0924\u093e \u0939\u0948, \u0914\u0930 \u0909\u0924\u0928\u093e \u0939\u0940 \u0939\u093f\u0938\u094d\u0938\u093e \u0915\u0902\u092a\u0928\u0940 \u092d\u0940 \u0926\u0947\u0924\u0940 \u0939\u0948\u0964 \u092f\u0939 \u092a\u0948\u0938\u093e \u092d\u0935\u093f\u0937\u094d\u092f (\u0930\u093f\u091f\u093e\u092f\u0930\u092e\u0947\u0902\u091f, \u091c\u0930\u0942\u0930\u0924, \u0907\u092e\u0930\u091c\u0947\u0902\u0938\u0940) \u0915\u0947 \u0932\u093f\u090f \u0939\u094b\u0924\u093e \u0939\u0948\u0964<\/p>\n<p><strong>EPFO \u0915\u0947 \u092e\u0941\u0916\u094d\u092f \u0915\u093e\u092e:<\/strong><br \/>\nPF (Provident Fund) \u092e\u0948\u0928\u0947\u091c \u0915\u0930\u0928\u093e<br \/>\n\u0915\u0930\u094d\u092e\u091a\u093e\u0930\u0940 \u0914\u0930 \u0915\u0902\u092a\u0928\u0940 \u0926\u094b\u0928\u094b\u0902 \u092e\u093f\u0932\u0915\u0930 \u092a\u0948\u0938\u093e \u091c\u092e\u093e \u0915\u0930\u0924\u0947 \u0939\u0948\u0902\u0964<\/p>\n<ul>\n<li><strong>\u092a\u0947\u0902\u0936\u0928 \u0926\u0947\u0928\u093e (EPS) <\/strong><\/li>\n<\/ul>\n<p>\u0930\u093f\u091f\u093e\u092f\u0930\u092e\u0947\u0902\u091f \u0915\u0947 \u092c\u093e\u0926 \u0939\u0930 \u092e\u0939\u0940\u0928\u0947 \u092a\u0947\u0902\u0936\u0928 \u092e\u093f\u0932\u0924\u0940 \u0939\u0948\u0964<br \/>\n\u092c\u0940\u092e\u093e \u0938\u0941\u0935\u093f\u0927\u093e (EDLI)<br \/>\n\u0915\u0930\u094d\u092e\u091a\u093e\u0930\u0940 \u0915\u0940 \u092e\u0943\u0924\u094d\u092f\u0941 \u0939\u094b\u0928\u0947 \u092a\u0930 \u092a\u0930\u093f\u0935\u093e\u0930 \u0915\u094b \u0906\u0930\u094d\u0925\u093f\u0915 \u0938\u0939\u093e\u092f\u0924\u093e \u092e\u093f\u0932\u0924\u0940 \u0939\u0948\u0964<\/p>\n<p>&nbsp;<\/p>\n<ul>\n<li><strong><span style=\"text-decoration: underline;\">\u0909\u0926\u093e\u0939\u0930\u0923<\/span>:<\/strong><br \/>\n\u0905\u0917\u0930 \u0906\u092a\u0915\u0940 \u0938\u0948\u0932\u0930\u0940 \u0938\u0947 \u20b91000 PF \u092e\u0947\u0902 \u0915\u091f\u0924\u093e \u0939\u0948, \u0924\u094b \u0915\u0902\u092a\u0928\u0940 \u092d\u0940 \u20b91000 \u091c\u092e\u093e \u0915\u0930\u0924\u0940 \u0939\u0948\u0964<br \/>\n\u092f\u093e\u0928\u093f \u0939\u0930 \u092e\u0939\u0940\u0928\u0947 \u20b92000 \u0906\u092a\u0915\u0947 EPF \u0916\u093e\u0924\u0947 \u092e\u0947\u0902 \u091c\u093e\u0924\u093e \u0939\u0948\u0964<\/li>\n<li><span style=\"text-decoration: underline;\"><strong>\u092b\u093e\u092f\u0926\u0947<\/strong><\/span><strong>:<\/strong><br \/>\n\u0938\u0941\u0930\u0915\u094d\u0937\u093f\u0924 \u092c\u091a\u0924<br \/>\n\u091f\u0948\u0915\u094d\u0938 \u092e\u0947\u0902 \u091b\u0942\u091f<br \/>\n\u0930\u093f\u091f\u093e\u092f\u0930\u092e\u0947\u0902\u091f \u0915\u0947 \u092c\u093e\u0926 \u0938\u0939\u093e\u0930\u093e<br \/>\n\u091c\u0930\u0942\u0930\u0924 \u092a\u0921\u093c\u0928\u0947 \u092a\u0930 \u092a\u0948\u0938\u0947 \u0928\u093f\u0915\u093e\u0932 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902 \u0964<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p>EPFO stands for Employees&#8217; Provident Fund Organization. It is an organization of the Government of India that manages the savings and retirement funds of employees.<\/p>\n<p>To put it simply: EPFO is a system where a portion of a working person&#8217;s salary is deposited every month, and the company contributes an equal portion. This money is for the future (retirement, needs, emergencies).<\/p>\n<p>Main functions of EPFO:<br \/>\n1.Managing PF (Provident Fund)<br \/>\n2.Both the employee and the company contribute money together.<br \/>\n3.Pension Disbursement (EPS)<br \/>\nPension is received every month after retirement.<br \/>\nInsurance Benefit (EDLI)<br \/>\nFinancial assistance is provided to the family in case of the employee&#8217;s death.<\/p>\n<p>Example:<br \/>\nIf \u20b91,000 is deducted from your salary towards PF, the company also contributes \u20b91,000.<br \/>\nThat means \u20b92,000 goes into your EPF account every month.<\/p>\n<p>Benefits:<br \/>\n\u2022Safe Savings<br \/>\n\u2022Tax Deduction<br \/>\n\u2022Support afterRetiremet<br \/>\n\u2022Withdrawal is possible if needed<\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>&nbsp; EPFO \u0915\u093e \u092a\u0942\u0930\u093e \u0928\u093e\u092e Employees\u2019 Provident Fund Organisation \u0939\u094b\u0924\u093e \u0939\u0948\u0964 \u092f\u0939 \u092d\u093e\u0930\u0924 \u0938\u0930\u0915\u093e\u0930 \u0915\u0940 \u090f\u0915 \u0938\u0902\u0938\u094d\u0925\u093e \u0939\u0948, \u091c\u094b \u0915\u0930\u094d\u092e\u091a\u093e\u0930\u093f\u092f\u094b\u0902 \u0915\u0940 \u092c\u091a\u0924 \u0914\u0930 \u0930\u093f\u091f\u093e\u092f\u0930\u092e\u0947\u0902\u091f \u092b\u0902\u0921 \u0915\u094b \u0938\u0902\u092d\u093e\u0932\u0924\u0940 \u0939\u0948\u0964 \u0906\u0938\u093e\u0928 \u092d\u093e\u0937\u093e \u092e\u0947\u0902 \u0938\u092e\u091d\u0947\u0902: EPFO \u090f\u0915 \u0910\u0938\u093e \u0938\u093f\u0938\u094d\u091f\u092e \u0939\u0948 \u091c\u0939\u093e\u0901 \u0928\u094c\u0915\u0930\u0940 \u0915\u0930\u0928\u0947 \u0935\u093e\u0932\u0947 \u0932\u094b\u0917\u094b\u0902 \u0915\u0940 \u0938\u0948\u0932\u0930\u0940 \u0915\u093e \u0915\u0941\u091b \u0939\u093f\u0938\u094d\u0938\u093e \u0939\u0930 \u092e\u0939\u0940\u0928\u0947 \u091c\u092e\u093e \u0939\u094b\u0924\u093e \u0939\u0948, \u0914\u0930 \u0909\u0924\u0928\u093e \u0939\u0940 [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[13],"tags":[],"class_list":["post-44","post","type-post","status-publish","format-standard","hentry","category-labour-law-lawyer"],"_links":{"self":[{"href":"https:\/\/yugeshdwivedi.com\/blog\/wp-json\/wp\/v2\/posts\/44","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/yugeshdwivedi.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/yugeshdwivedi.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/yugeshdwivedi.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/yugeshdwivedi.com\/blog\/wp-json\/wp\/v2\/comments?post=44"}],"version-history":[{"count":3,"href":"https:\/\/yugeshdwivedi.com\/blog\/wp-json\/wp\/v2\/posts\/44\/revisions"}],"predecessor-version":[{"id":48,"href":"https:\/\/yugeshdwivedi.com\/blog\/wp-json\/wp\/v2\/posts\/44\/revisions\/48"}],"wp:attachment":[{"href":"https:\/\/yugeshdwivedi.com\/blog\/wp-json\/wp\/v2\/media?parent=44"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/yugeshdwivedi.com\/blog\/wp-json\/wp\/v2\/categories?post=44"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/yugeshdwivedi.com\/blog\/wp-json\/wp\/v2\/tags?post=44"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}